• Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.
• Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
• $0 intro annual fee for the first year, then $95.
• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
• 1% Cash Back on other purchases.
• Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
• Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
• Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
• Terms Apply.

Pros

• Leading cash-back rewards at U.S. supermarkets
• Rich bonus offer for new cardholders
• Intro APR period on Purchases

Cons

• Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee
• American Express isn’t accepted at as many merchants as Visa or Mastercard
• $25 minimum redemption